Tools
A small set of plain-language calculators for the questions that come up most: covering your costs, stretching your cash, pricing your work, building a cushion, and getting out of debt. Put in a few numbers and the answer updates as you go. Nothing is stored, and every result is an educational estimate, not financial advice.
- BusinessBreakeven calculatorHow many units, and how much in sales, you need to cover your costs.Open tool
- Business or youCash runwayHow many months your cash lasts at your current burn.Open tool
- BusinessPricing and margin checkerSet a price from a target margin, or check the margin a price gives you.Open tool
- BusinessSlow-season bufferSize the cushion that carries you through a slow season.Open tool
- IndividualsEmergency fund targetHow big your safety net should be, and how long to build it.Open tool
- IndividualsSingle-debt costWhat one debt costs you, and how long it takes to clear.Open tool
- IndividualsAvalanche or snowballCompare two debt payoff orders and see what each one costs.Open tool