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One balance, one rate, one payment. Put in the numbers and see how long it takes to clear and how much of it is interest. For a plan across several debts at once, try the avalanche or snowball comparison.
Paying $200 a month, you clear $5,000 in 2 yr 10 mo, paying $1,750 in interest along the way. Adding even a little each month cuts both numbers down.
This is an educational estimate to help you plan, not financial advice.
Free, and it usually takes one conversation.