A student-led initiative

Strata is a volunteer effort offering free financial education and planning support to local small businesses and the people who keep them running.

Start a conversation

Most small businesses never get a straight answer about their own numbers. Accountants file taxes. Banks sell products. Almost no one sits down with an owner and explains what their cash flow is actually telling them.

Strata exists to close that gap, at no cost.

What we help with

We work with owners and individuals on the everyday financial questions that rarely get good answers:

where the money is actually going,

how to plan for slow seasons,

when it’s safe to invest in growth,

and how to build a buffer that holds.

Nothing is sold. Nothing is marked up. The work is free because access is the point.

How it works
01

Reach out

02

We listen and review

03

You get a clear, written plan you actually understand.

Who this is for

Local restaurants, family shops, first-time savers, anyone who’s been talked past instead of talked to. If money decisions feel heavier than they should, that’s exactly who we’re here for.

Just a clear look at your finances and a plan you can act on.