Insights, Strata Financial Planning

Insights

Short, practical writing on the financial questions small businesses and individuals actually face, with no jargon and nothing to sell. New pieces added regularly.

June 7, 2026 · 2 min read
Reading your own cash flow
Your bank balance tells you where you stand today. It doesn’t tell you why. Here’s how to read the story underneath it.
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June 7, 2026 · 2 min read
Planning for the slow season before it arrives
If your business has a slow season, you already know when it starts. Here’s how to build the buffer that gets you through it.
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June 7, 2026 · 2 min read
Where your money actually goes
You don’t need a budget system. You need one honest hour with last month’s statement.
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June 7, 2026 · 2 min read
The order to pay off debt
Avalanche saves more money. Snowball keeps more people going. The math and the psychology, plainly.
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June 7, 2026 · 3 min read
Why good financial guidance is so unevenly distributed
The people who most need a clear answer about money are the least likely to get one. A note on why, and what one volunteer can do about it.
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More on the way
New pieces are added regularly. If there’s a question you’d like covered, send it over.

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