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List your debts and the extra you can put toward them each month. We'll run both payoff orders, highest rate first (avalanche) and smallest balance first (snowball), and show what each one costs you.
Payoff order
Payoff order
Avalanche saves about $82 in interest, a slim margin. If the snowball's quick wins help you keep going, that's an easy trade to justify.
This is an educational estimate, not personalized financial advice. Real statements round to the cent and may add fees this tool can't see. Want to run your own numbers both ways, free? Get in touch.